First Republic is an ultra-high-touch bank that provides extraordinary client service. We believe that one-on-one interactions build lasting relationships. We move quickly to serve our clients’ needs so that their financial transactions are handled with ease and efficiency. Client trust and security are paramount in our line of business. Ultimately, our goal is unsurpassed client satisfaction which will lead to personal referrals – our number one source of new business.
We recognize that our competitive advantage starts with our people and our culture. At First Republic, we work hard and move quickly as a very coordinated team. If you are looking for an opportunity to grow and contribute in a fun, fast-paced environment, First Republic is the place for you. We have exceptional people focused on providing extraordinary service.
Join a great team and help support a top producing Managing Director in a fast paced environment! Responsible for ensuring that all single and multi-family residential and commercial loans are analyzed, underwritten and processed in a timely manner while achieving a high level of client service and maintaining all regulatory requirements. Responsibilities primarily focus on financial analysis, underwriting and relationship management. Individual must have extensive mortgage underwriting experience and a thorough understanding of the loan process from beginning to end.
Analyze each loan file, ensuring the LAW form, loan narrative (if applicable), appraisal(s), application, preliminary title report and verifications meet secondary market and First Republic Bank loan program criteria and are accurately documented.
Underwrite and author high quality credit narratives.
Financial analysis including spreading financial statements and tax returns (including K-1’s) and any other related financial documents, cash flow analysis and credit reports.
Ability to manually calculate (without the use of a program or software), perform analysis and underwrite.
Prepare pre-qualification and/or commitment letters for loan officer review.
Responsibilities include the following:
KEY SKILLS, KNOWLEDGE AND ABILITIES: