This multi-faceted position offers great exposure for an experienced, high performing individual to develop a career in the community reinvestment area. Major responsibilities include performing in-depth analysis for lending, investment, and services activities in CRA; and preparing community development, and compliance-related reports and presentations for senior management and Federal regulators.
The individual is expected to contribute to internal CRA policy
and strategy discussions, and be proficient in using CRA Wiz and the Microsoft Office suite of products to analyze competitive, demographic, and economic data in order to develop a proper framework for FRB's CRA performance.
30% - High
Assist in the analyzing, reporting, and monitoring of CRA and HMDA reportable activities using CRA Wiz or equivalent software to geocode, generate reports and provide analyses of CRA-qualified activity at the Bank and regional levels on a monthly and/or as needed basis. Assist senior CRA personnel in the analysis and reporting of CRA-qualified activities to key business partnes in fulfilling CRA goals. CRA or commercial lending and/or HMDA experience is preferred.
20% - High
Small Business Loan (SBL) validation reviews: Assist in performing detailed and accurate independent reviews of CRA-reportable small business loans (in Excel). This involves retrieving and gathering loan data on each loan transaction, conduct and verify first-round information reviews to ensure data integrity, monitor and document reporting errors and make necessary corrections. Provide support and assist in the preparation of the Bank's annual submission to the FFIEC as required.
15% - High
CRA Investment: Assist in the monitoring of a large andcomplex CRA investment portfolio with a focus ondocumenting, identifying, and communicating risks to the Community Reinvestment group and key business partners using Excel and/or MS Office Suite applications as needed.
15% - High
CRA Investment: Assist in the monitoring of a large and complex CRA investment portfolio with a focus on documenting, identifying, and communicating risks to the Community Reinvestment group and key business partners using Excel and/or MS Office Suite applications as needed.
10% - High
CRA-related programs and initiatives: Assist in coordinating, monitoring, collecting, and documenting CRA-related programs and initiatives on an on-going basis while collaborating with internal key stakeholders, external community partners, and regulatory examinations as requested in a timely manner. Familiarity with affordable housing down payment assistance programs provided by the Federal Home Loan Bank of San Francisco (FHLBSF) such as: AHP, WISH/IDEA, AHEAD, local municipalities and/or state/federal programs is preferred to assist in the analysis and application process.
5% - High
CRA Technical Compliance: Assist the CRA group to ensure the Bank complies with the technical elements of the CRA regulation. This includes assisting in the annual update of the Bank's electronic CRA Public File in the CRA aspect of branch openings, conducting a CRA impact analysis assessment areas, proposed branch closing in low-or modertate-income (LMI) areas, conducting loan-to-deposit ratio analyses by state to ensure compliance with the Interstate Banking and Branching Efficiency Act (IBBEA) using Excel.
5% - High
Other job functions: Assist in preparation of CRA training materials as necessary. Represent the Bank at various meetings, community functions, events, and/or seminars Handle various admininstrative duties. Provide assistance in ad hoc and special projects.
Perform duties & responsibilities specific to department functions & activities.
Performs other duties & responsibilities as required or assigned by supervisor.
Responsibilities include the following: 1) adhering to and
complying with all applicable, federal and state laws,
regulations and guidance, including those related to Anti-
Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT
Act, etc.), 2) adhering to Bank policies and procedures, 3)
completing required training, 4) identifying and reporting
potential suspicious activity to the BSA/AML Officer, and 5)
knowing and verifying the identity of any customer(s) that
enters into a relationship with the Bank.
DISCLAIMER: Critical features of this job are described under the items above. They may be subject to change at any time due to reasonable accommodation or other reasons. This job description reflects management’s assignment of essential functions; it does not prescribe or restrict the tasks that may be assigned. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.
Key Skills, Knowledge, and Abilities:
- Strong analytical and problem solving skills and experience.
- Able to analyze and communicate complex issues (in all forms).
- High proficiency in MS Office Suite. MS Excel intermediate to advanced skills preferred.
- Knowledge of mortgage and commercial lending transactions.
- Public speaking skills preferred.
- Strong organizational skills; ability to prioritize and work in a fast-paced environment.
-Ability to work both independently and cooperatively.
- Willingness to be flexible and take on new assignments as directed.
-Provides extraordinary service
-Furthers the First Republic Bank culture and values
The ability to learn and comprehend basic instructions;
understand the meanings of words and respond effectively;
and perform basic arithmetic accurately and quickly.
- Vision must be sufficient to read data reports, manuals and computer screens.
- Hearing must be sufficient to understand a conversation at a normal volume, including telephone calls and in person.
- Speech must be coherent to clearly convey or exchange information, including the giving and receiving of assignments and/or directions.
- Position involves sitting most of the time, but may involve walking or standing for brief periods of time.
- Must be able to travel as position requires.
- May be required to lift 25-50lbs.