• Portfolio Quality Specialist

    Job Locations
    US-CA-San Francisco

    At First Republic, we care about our people. Founded in 1985, we offer extraordinary client service in private banking, private business banking and private wealth management. We believe that personal connections are everything and our success is driven by the relationships we form with our colleagues and clients. You’ll always feel empowered and valued here.


    Incredible teams doing exceptional work, every day

    Eagle Lending is responsible for student loan refinancing, professional loan programs, home equity lines of credit and small business loans. We provide high-touch service and customized products designed around our client’s needs. From refinancing your student loan debt to buying your first home, our team is leading the way for innovation at First Republic.




    Common goals, uncommon potential

    The Professional Loan Program (PLP) Portfolio Quality Specialist will assist underwriting and sales partners in monitoring loan portfolio performance and risk by collecting financial reporting requirements and monitoring of borrowers for covenant compliance. The ideal candidate will have one year of banking experience and maintain a basic understanding of commercial financial information and loan legal documentation. Due to the complexity of the transactions, attention to detail is important.


    What you'll do as a Portfolio Quality Specialist:

    • Monitor existing credit facilities for financial and reporting covenant compliance.  Review the covenant log to ensure receipt of updated financial information and on-going covenant compliance.  Upon instruction from sales partner, notify borrowers and guarantors when reporting is late. Work with underwriting team and supervisor to set priorities, communicate status, remove roadblocks, and escalate red flags in the collection of reporting.
    • Work across departments to enter or validate the onboarding of new programs into the reporting database by reviewing entity formation documents, loan documents, and credit narratives.
    • Monitor news for events impacting borrowers and guarantors and conduct research on specific industries or companies to assist underwriting team and supervisor.
    • Identify process improvement ideas to improve service or create efficiencies. Maintain a handbook of processes, best practices, and procedures relevant to role.
    • Assist with monitoring monthly FICO reports. Develop the ability to analyze credit reports, personal financial statements, and consumer liquidity statements. Eventually learn to spread business financial statements and individual tax returns.
    • Assist in identifying loan documentation errors and suggesting process improvements.
    • Performs other duties and projects as required or assigned by supervisor.
    • Be or become proficient in Microsoft Office (Word, Excel, Access, Outlook), AFS Level III, OnBase, Moody's, and internal reports.


    You could be a great fit if you have:

    • Outstanding verbal, written, and interpersonal skills
    • Polish and self-assurance, coupled with enthusiasm and an energetic approach to getting job done
    • Exceptional attention to detail and critical thinking skills
    • Excellent time management, prioritization, and organizational skills
    • The ability to work effectively and flexibly in a team environment, while assuming individual responsibility
    • Extraordinary customer service skills and a passion to further the First Republic Bank culture and values
    • Proficiency in the Microsoft Office Suite (Word, Outlook Access)
    • A strong working knowledge of Microsoft Excel
    • A BA/BS degree required with concentration in business or finance (preferred)
    • 1-2 years of banking and lending or database experience (preferred)

    Job Demands:

    • Must be able to review and analyze data reports and manuals; must be computer proficient.
    • Must be able to communicate effectively via telephone and in person.

    Own your work and your career — apply now

    Are you willing to go the extra mile because you love what you do and how you can contribute as a team? Do you want the freedom to grow and the opportunity to take charge of your own career? If so, then come join us.


    We want hard working team players. You’ll have the independence to learn, lead and drive change. A culture of extraordinary service, empowerment and stability — that’s the First Republic way.


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