VP, Senior Credit Officer

Job Locations
US-NY-New York
Credit Administration and Approval


At First Republic, we care about our people. Founded in 1985, we offer extraordinary client service in private banking, private business banking and private wealth management. We believe that personal connections are everything and our success is driven by the relationships we form with our colleagues and clients. You’ll always feel empowered and valued here.


Incredible teams doing exceptional work, every day.

This position is for a residential Credit Officer who will be part of a larger team of credit approvers that make up the Executive Loan Committee (ELC). ELC is a team of highly experienced Credit Officers who are committed to providing the best coaching and support for Relationship Managers (sales teams) at the bank.



Common goals, uncommon potential 

As a Credit Officer, you will focus on single signatures for single family loans and growth opportunity. You will apply interpersonal skills daily when working with relationship managers, meeting with clients, discussing and making pricing decisions on loans.  You will perform credit analysis on lending portfolios for high net worth individuals and businesses to meet secondary market requirements.


What you'll do as a Credit Officer:

  • Primary responsibility of this role is to work closely with the Relationship Managers to approve, structure and price residential mortgages
  • Reviewing credit files for documentation, proper underwriting, QM compliance, investor salability requirements and appraisals
  • In addition to following a strict credit approval function you will make business decisions on behalf of the bank and help the Relationship Managers win safe and profitable business.
  • The role also entails making, opining and approving related business and legal issues, meeting with clients and visiting properties
  • Regular interactions with loan teams
  • Assist on projects as needed


You could be a great fit if you have:

  • A bachelor’s degree
  • 5 or more years of relevant credit experience;
  • Experience in residential lending, credit approval, credit analysis and above all, sound credit judgement.
  • Excellent relationship-building skills, with ability to establish trust, credibility and influence across the organization.
  • Excellent communication and interpersonal skills, including the ability to meet with clients and presentations across the bank
  • Skill in managing and organizing the demands of multiple stakeholders

Job Demands:

  • Must be able to review and analyze data reports and manuals; must be computer proficient
  • Must be able to communicate effectively via telephone and in person

Own your work and your career - apply now

Are you willing to take initiative and make decisions? Are you willing to go the extra mile because you love what you do and how you can contribute as a team? Do you want the freedom to grow and the opportunity to take charge of your own career? If so, then come join us.


We want hard working team players. You’ll have the independence to learn, lead and drive change. A culture of extraordinary service, empowerment and stability—that’s the First Republic way. Come join us!


This job description is not intended to be all-inclusive. Employee may perform other related duties as assigned to meet the ongoing needs of the organization. The Company is an equal opportunity employer. In this regard, the Company makes reasonable accommodations for qualified applicants and employees with disabilities in order to enable them to perform all essential job functions, unless doing so creates an undue hardship.


First Republic is subject to federal laws that restrict the employment of individuals with certain types of criminal histories, including FDIA Section 19 and FINRA. To the extent not inconsistent with our obligations under those federal laws and regulations, First Republic will consider qualified candidates with criminal histories in a manner consistent with the Los Angeles and San Francisco ban-the-box laws.



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