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Information Security Threat and Vulnerability Management
- Responsible for researching and analyzing vulnerabilities, identifying relevant threats, corrective action recommendations, summarizing and reporting results.
- Organize and manage external third-party assessments (e.g., penetration tests, social engineering assessments, targeted assessments).
- Analyze penetration test results and engage with technology partners and business units in order to resolve identified vulnerabilities within SLAs.
- Identify and resolve any false positive findings in assessment results.
- Develop approaches for addressing vulnerabilities include system patching, deployment of specialized controls, code or infrastructure changes, and changes in development processes.
- Produce metrics and reporting on the state of system security, threat, vulnerability and patch management.
- Design and deliver actionable Information Security dashboards and scorecards.
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Analyze data sources and recommend optimal data sources to provide relevant reporting.
- Oversee Remediation Activities:
- Manage tracking and remediation of vulnerabilities by leveraging agreed-upon action plans and timelines with responsible technology developers and support teams.
- Recommend appropriate policy, standards, process and procedural updates as part of comprehensive remediation solutions
- Validate remediation by reviewing application updates or deployed mitigations to verify resolution.
- Stakeholder Consulting:
- Provide security consulting services, as needed, to various projects.
- Build effective relationships with stakeholders who own and support applications, IT infrastructure, and operations. Gain commitment from stakeholders and project teams to implement recommended security controls.
- Perform duties & responsibilities specific to department functions & activities.
- Performs other duties & responsibilities as required or assigned by supervisor
- Responsibilities include the following: 1) adhering to and complying with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT Act, etc.), 2) adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting potential suspicious activity to the BSA/AML Officer, and 5) knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank.
Critical features of this job are described under the items above. They may be subject to change at any time due to reasonable accommodation or other reasons. This job description reflects management’s assignment of essential functions; it does not prescribe or restrict the tasks that may be assigned. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.
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What you’ll do as a Client Experience Associate:
- Create a memorable customer service experience for current and potential clients, and provide ongoing support to internal colleagues.
- Answer and direct incoming calls and greet clients/guests
- Assist associates with scheduling conference rooms and bridge-lines.
- Provide reception coverage whenever needed on any client-facing floor.
- Routinely check conference rooms and lobbies throughout the day to ensure environments are tidy and clean for guests.
- Strictly adhere to bank security protocol. Perform opening & closing procedures for the reception area. Perform security watch during business hours for all parties entering the office.
- Assist with small projects/tasks for colleagues.
- Perform other duties & responsibilities as required or assigned by manager.
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A Credit Administration Analyst is responsible for administering the covenant monitoring process of tracking covenant requirements, compliance, and working closely with Relationship Managers and Business Bankers (“bankers”) to resolve issues.
Key requirements of the position include developing a strong knowledge of loan documents, covenant monitoring practices, excellent attention to detail, strong interpersonal skills, a desire to learn, plus the ability to effectively manage time and changing priorities.
What you'll do as a Credit Administration Analyst - Covenant Monitoring:
- Assess compliance with individual covenant requirements by thoroughly reviewing information received; – escalate issues and discrepancies to banker and support team.
- Review monthly and periodic covenant management reports to proactively identify errors and potential issues.
Provide timely and accurate guidance to bankers and support teams regarding covenant requirements and compliance.
- Provide timely and accurate guidance to bankers for due date extensions or waivers.
- Ensure covenants are properly reflected in LoanVantage (covenant management system), and changes and status updates are accurate and appropriate.
- Assist bankers with assessing and preparing recommendations for approval of covenant waivers and modifications.
- Provide timely responses for adherence with covenant standards and practices.
- Apprise senior management of substantive non-compliance issues and adverse trends.
- Identify areas for increased efficiencies in processes and higher quality internal service, and make recommendations accordingly.
- Perform other duties & responsibilities as required or assigned by supervisor.
- Adhering to and complying with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT Act, etc.).
- Adhering to Bank policies and procedures.
- Completing required training.
- Identifying and reporting potential suspicious activity to the BSA/AML Officer.
- Knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank.
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What you’ll do as a Director, Corporate Online:
- Establish and maintain strong partnership with the business owners/product owners. Provide the point of accountability to the Business Owner.
Work with Business Owners/Product Owners and system leads to logically design and negotiate solutions and participate in the long-term planning for products.
- Ensures commitments are met while providing high quality and cost effective systems that meet customer’s expectations.
- Identify and develop support for new opportunities (operational efficiencies, new product features, enterprise integration, etc.). Validate technology aspects of competitive threats.
- Responsible for project solution design and implementation.
- Create and maintain a strong working relationship with key stake holders, including multiple business teams, technology teams and key vendors.
- Responsible for managing, developing and appraising the matrix structure delivery team, ensuring teams are highly motivated & focused on delivery (including collaborate and coordinate cross-team activities on other related projects).
- Work with the Application Support team and vendors to ensure all applications are supported according to their SLAs.
- Keeping up-to-date on new technology, standards, protocols and tools in areas relevant to rapid changing digital environment.
- Perform duties and responsibilities specific to department functions and activities.
- Performs other duties and responsibilities as required or assigned by supervisor.
- Responsibilities include the following:
- Adhering to and complying with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT Act, etc.)
- Adhering to Bank policies and procedures
- Completing required training
- Identifying and reporting potential suspicious activity to the BSA/AML Officer
- Knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank.
Disclaimer: Critical features of this job are described under the items above. They may be subject to change at any time due to reasonable accommodation or other reasons. This job description reflects management’s assignment of essential functions; it does not prescribe or restrict the tasks that may be assigned. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.
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The Deposit Services Compliance and Risk Analyst supports the Deposit Services department in the delivery and maintenance of an effective program for the identification, measurement and monitoring of risk and associated operating controls related to the department and its products and services.
This individual will work closely with managers and teams within Deposit Services, as well as with organizations across First Republic such as Information Security, Vendor Management, Information Services, Internal Audit, Compliance, and BSA/AML, to ensure that sound risk, regulatory compliance, and internal audit processes are in place and maintained in order to manage the accuracy and effectiveness of the Bank’s deposits operational processes.
- Provide support and direction to Deposit Services management and product teams regarding the analysis and resolution of Risk Management issues.
- Work with, and at the direction of, the Head of Deposit Services Risk Management, in responding to information requests from both external sources such as the FDIC, as well as bank-internal departments such as Information Security, Compliance, BSA/AML, ERM and Internal Audit. In particular, provide primary support to the department in responding to audit-related requests.
- Assist Deposit Services managers and functional groups in identifying and addressing control deficiencies that surface as a result of an exposure identified during an investigation, or control issues resulting from risk assessments, internal audits or regulatory reviews.
- Work with Deposit Services Managers to maintain documentation illustrating the control environment surrounding products and services, such as authentication and access controls, fraud detection and prevention, and Denial of Service mitigation.
- Participate and represent the department in periodic meetings related to areas such as Information Security, Enterprise Risk Management, and BSA/AML
- Assist the Head of Deposit Services Risk Management in building and maintaining risk and control self-assessments and all supporting documentation (e.g., process flows, key risk indicators, control evidence, etc.) for all key processes, initiatives, etc. and managing control deficiency remediation
- Assist in managing the centralized Risk Management repository of all key risk documentation and support (e.g., SharePoint, shared drive, etc.)
- Create accurate and timely reporting of key metrics and emerging risks from the business unit view such as ongoing reports on service levels and availability for mission-critical vendors/applications.
- Assist with the department’s Issue Management program, ensuring the outstanding items are resolved in a timely and effective manner
- Assist with the Deposit Services 1st Line Control Validation program working to identify key controls within the department’s processes, perform reviews to validate the effectiveness & design of these controls and implement new controls to mitigate risks.
- Create department specific policies, procedures and templates to support the Risk Management program
- Perform duties & responsibilities specific to department functions & activities.
- Perform other duties & responsibilities as required or assigned by supervisor.
- Responsibilities include the following: 1) adhering to and complying with the applicable, federal and state laws, regulations and guidance, including those related to Anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.) 2) adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting suspicious activity to the AML Officer, and 5) knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank.
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What you will do as a Operations Associate, Client Administration Team:
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Facilitate the client onboarding process for all new Investment Professionals. This involves:
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Tracking exception approvals and one-off requests.
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Setting up internal systems with all regulatory required client data.
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Transfer statement review.
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Account opening (Netx360)
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Processing/Tracking ACAT/Non-ACAT requests.
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Completing/submitting all audit related paperwork for final approval.
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Account maintenance such as compiling reports, processing account changes, online access, statement linking, document scanning, transfers and disbursements.
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Answering client service help lines, answering routine questions and escalating issues to management, when appropriate.
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Ensuring compliance with both internal and regulatory policy and procedures.
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Performs other duties and responsibilities as required or assigned by supervisor which may include special projects.
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The Operations Associate is responsible for the reconciliation of equity and fixed income accounts. This responsibility includes but is not limited to resolving breaks and exceptions between FRIM’s account system Advent APX and the holdings reported by the various custodians, on a daily basis. This reconciliation must be performed accurately to prevent possible risk related to trading and corporate actions. The individual must be a team player, able to work under pressure and meet deadlines.
What you will do as Operations Associate:
- Quality assurance of daily reconciliation of Custodial cash and securities to our internal system. Liaise with offshore reconciliation team with outstanding items.
- Maintain systems by accurately tracking pricing, corporate actions, security master and system quality control.
- Respond to inquiries and requests from internal teams across the organization.
- Preparation of weekly and monthly reconciliation reports.
- Ensure department is audit ready and assist in both internal and external audits pertaining to accounts maintained on APX system.
- Performs other duties and responsibilities as required or assigned by department managers and/or senior associates.
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See service from a higher perspective.
As a Preferred Banking Client Services Banker, you’ll provide prompt, accurate and courteous responses to internal and external preferred banking client inquiries. You’ll have the opportunity to collaborate with team members to maximize customer service and resolve client issues. In this role, you’ll ask questions to develop an understanding of clients’ full banking needs and interact with other banking departments to ensure that these needs are met.
What you’ll do as a Preferred Banking Client Services Banker:
- Process client transactions such as deposits, withdrawals, book transfers, wire transfers, loan funding, advances and payments, and purchases and sales of foreign currency and foreign drafts; respond to any other banking needs and be able to balance within 30 minutes.
- Assist clients by phone, email and in person with transaction requests and account inquiries and work as a liaison with other departments to meet clients’ needs.
- Initiate courier service for pickup and delivery of customer deposits and documents as needed.
- Order checks, deposit slips and other deposit supplies from our check vendors.
- Work with other departments to assist in the processing of specialized transactions (for example, loan fees and special business banking capital calls).
- Navigate research resources and answer questions using our check image and Check 21 programs
- Develop an understanding of how to read our clients’ documentation using the OnBase program.
- Assist in audits of the department’s previous day’s new accounts and maintenance changes to ensure compliance with internal operating procedures.
- Work with internal departments to confirm and update client information and help expedite any research requests and/or refer them to the appropriate department to ensure timely responses.
- Issue cashier’s checks as requested.
- Process account closings as requested.
- Order ATM cards and process Instant Issue card requests as needed.
- Submit Travel Declaration forms and assist with ATM questions from clients. Work with the ATM Department to help expedite any issues, questions or concerns.
- Process stop payments and stop payment releases as requested.
- Process and respond to emails or inquiries from Online Banking, Call Center and other Deposit Services team members.
You could be a great fit if you have:
- Accuracy and strong organizational and time management skills
- Versatility and the ability to be a team player
- Professionalism and a positive and responsive attitude
- A commitment to provide extraordinary service and further First Republic’s culture and values
Job Demands:
- Must be able to review and analyze data reports and manuals; must be computer proficient.
- Must be able to communicate effectively via telephone and in person.
- Must be able to travel as position requires.
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See service from a higher perspective
As a Registered Client Service Associate, you will be the first point of contact for clients or prospects, providing a wide range of sales, service, administrative and relationship management support to assigned wealth advisors and investment professionals across Registered Investment (RIA), Broker-Dealer and Trust or other teams.
What you’ll do as a Registered Client Service Associate:
- Provide sales and service support for current clients and prospects.
- Research and respond to inquiries of high net worth clients; escalate issues as appropriate.
- Oversee client interaction — act as a conduit between client and Private Wealth Management operations; create business plans geared toward client growth; build relationships with clients by initiating contact and making frequent office visits; introduce technology and services to clients as appropriate; cross sell products, services and/or technology; monitor client investing and understand their rationale, intentions and goals.
- Assist with phone calls to prospects and clients, manage meeting logistics, submit business expense requests, schedule appointments and distribute mail.
- Place equity, mutual fund and fixed income trades for brokerage clients; as necessary, utilize custodial websites, CRM client database and APX portfolio management system.
- Assist with completion and transmission of transaction documents and communicate with operations/billing/internal departments/First Republic Securities Company and other custodians regarding transaction processing follow-up.
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What you’ll do as a Residential Closing Administrator, QC:
- Perform thorough, timely QC on post-closing compliance QC reviews of Closing Disclosures (CD) on all funded residential mortgages. Collaborate with Closers, Funders, Settlement agents to validate the post close CD accurately and issue the post close CD to the borrowers before the 30 day deadline. Work QC queue efficiently and demonstrate strong customer service orientation with internal partners with an emphasis on clearing errors and resolving issues. All errors should be accurately logged for the Team Lead to prepare weekly summaries and monthly reports.
- Perform QC of Closing Disclosures and Closing Loan documents prior to prefunding (East Coast) funding (West Coast) to ensure that any mistakes that need fixing are caught before the prefunding/funding of loans. All errors should be logged into CLS to ensure proper tracking of accuracy for closers and funders.
- Assist with validating, preparing and issuing the Initial Closing Disclosure to the borrower.
- Stay current on regulatory guidance from Corporate Compliance through meetings and discussions, participation in training, reading emails, memos, and presentations.
- Share insights about opportunities to improve the Residential CD QC process with respect to workflow, communication, job aids, systems, or other constructive suggestions
- Perform duties and responsibilities specific to department functions and activities or as assigned by supervisor.
- Responsibilities include the following: 1) adhering to and complying with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT Act, etc.), 2) adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting potential suspicious activity to the BSA/AML Officer, and 5) knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank.
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What you'll do as a Credit Analyst:
- Underwriting and Analysis: Underwrite and author credit narratives in support of new loans for the Aviation and Marine Lending TeamNon Profit, and Professional Services, and Commercial Real Estate teams. This responsibility requires the following skills;: (i) spreading personal financial statements and tax returns for businesses and individual guarantors, developing guarantor global cash flow analysis and evaluating a guarantor’s ability to service debt; (ii) performing collateral analysis; (iii) understanding cash flow from operations, which includes identifying recurring and non-recurring sources of cash flow (iv) spreading business financial statements and tax returns using Moody’s software, for non-aviation and marine clients where applicable; (v) analyzing multi-year trends and developing ratios from financial information; and for non-aviation and marine clients where applicable,; (vi) researching industry trends and risks for non-profit organizationsaviation and professionalmarine clients where applicable; (vii) reviewing and assessing the collateral values including commercial real estate, appraisal and environmental reports where applicable; for aircraft with the aircraft appraiser and by reviewing AMSTAT, Vref, and Aircraft Blue Book and by working with the marine surveyors (viii) running credit reports on individual guarantors; ((viiiix) obtaining the Lexis Nexis and Bridger insight reports; entering data in our Know Your Client system; and working with the Enhanced Due Diligence (EDD) team to resolve issues related to uniquely structured transactions; and (ix) assisting the sales team members in presenting to Executive Loan Committee for loan approvals; and (xi) ensure that all items have been uploaded to our underwriting system.
- Loan Closing: Work closely with Business Bankers, Commercial Loan Operations, Outside Counsel and the clients and their counsel to document and close loans thoroughly and swiftly. This process includes: (i) reviewing formation documents to determine the corporate organizational structure and who is authorized to sign on behalf of the client; (ii) obtaining FAA and International Registry searches with the help of outside counsel on aviation transactions; (iii) obtaining registry searches through the US Coast Guard and foreign registries with the help of outside counsel; (iii) obtain UCC searches; (iiiv) with the help of outside counsel, ensure the lien releases will be held in escrow; (iv) work with FAA Title and Escrow to ensure that new aircraft purchases are coordinated with all parties involved – buyer, seller, brokers, their counsel, and the aircraft management team - due to the tight time frame)s (v) request loan documents from outside counsel and review with the help of the Loan Administrator for consistency with all credit approvals; (viv) prepare SuperTrump amortization schedule and forward to counsel and the client (vii) resolve all prefunding requirements to close as detailed in the narrative addendum (such as obtaining insurance, consistency letters; lien releases to be held in escrow; confirming wire information; and funding of new DDA accounts, etc.); (viii) ensure that signature pages are obtained by client and FRB and forwarded to the appropriate counsel; (viix) follow on post-closing items (such as assignment of aircraft management contracts; opinions of counsel; leases; mortgages; and aircraft maintenance contracts) by working with the respective third parties’ contracts departments and the client and upload entire assignment and contract to our underwriting system upon receipt; (viix) ensuring loan terms have been detailed accurately on the Bank’s loan system, post-closing; (viiixi) work with Payoff to obtain any payoffs and ensure that liens are released and forwarded to the client; (ixxii) ensure that all items have been uploaded to our underwriting system; and (xiii) forward copies of executed documents to the clients and their counsel.
- Portfolio Management: Create, maintain, and monitor all loan and credit files at the highest quality. . With the oversight of the Senior Industry Analyst, Tthis process involves: (i) updating the master loan spreadsheet as transactions close for the client contact; timing of appraisals and reappraisal rights/excess use, registration expiration, insurance, and annual term loan reviews as transactions are closed or paid off in full; (ii) monitoring existing credit facilities for financial and reporting covenant compliance on a weekly basis; (iii) reviewing the covenant compliance and log to ensure updated financial information and covenant compliance and communicating with clients to receive required reporting information on a monthly basis at a minimum; (iv) collecting the insurance policies for all collateral prior to their expiration; (vi) obtaining the Asset Data Collection Sheets and forwarding to the Aircraft Appraiser so that he may prepare the annual appraisals on the collateral (vii) detecting early warning signs that could lead to a potential default and work with the Business Banker and the Executive Loan Committee when defaults /similar issues are found; (vii) monitoring underperforming loans; (viiiix) evaluating proper loan risk ratings by preparing the annual term loan reviews; and (ixx) corresponding with the Managing Director, Executive Loan Committee, Loan Monitoring Group, Legal, and Credit Administration on waivers, amendments, renewals, reviews and modifications; and (xi) ensure that all items have been uploaded to our underwriting system.
- Client Service: Assist the Business Banker on all levels of the business banking relationship to ensure the client receives exceptional service. This process includes: (i) receiving and funding loan advances and payments; (ii) collecting loan and legal fees; (iii) calling on delinquencies; (iv) assisting clients with various loan and deposit related inquiries; (v) remedying or submitting client requests to the proper departments and following up to ensure timely execution; and (vi) identifying cross-sell opportunities.
- Work with the Sales team and Senior Industry Analyst on industry projects, such as updating the Collateral Values spreadsheet for the entire aircraft portfolio using Aircraft Bluebook, Vref and AMSTAT.
- Be or become proficient in Microsoft Office, Bisys, AFS Level III, and Moody’s.
- Perform duties and responsibilities specific to department functions and activities.
- Performs other duties and responsibilities as required or assigned by supervisor.
- Comply with the applicable, federal and state laws, regulations and guidance, including those related to Anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act); adhere to Bank policies and procedures; complete required training; identify and report suspicious activity to the AML Officer; and know and verify the identity of any client(s) that enters into a relationship with the Bank.
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The QC Specialist position is responsible for all second-level review of existing accounts and account changes which involves reviewing documentation, all applicable Bank systems and KYC to ensure all accounts are in line with policy and Bank procedures. Additional responsibilities include properly maintaining findings within QCM's Databases and Logs for assigned accounts; answering questions raised by Preferred Bankers regarding Deposit Procedures; administrative duties such imaging documents; pull and review reports and manage research queries for Managers. Lastly, a Specialist should have an advanced understanding of both Deposits documentation requirements and business entity setups in addition to basic knowledge of more complex account/entity structures.
What you'll be doing as a PBCS QC Specialist:
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Review existing accounts as well as change requests as assigned by QC Assistant Manager and update the QC database with exceptions as applicable. Properly communicate outstanding KYC issues with Preferred Bankers.
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Review KYC for completeness and quality of content. Escalate any issues or hard stops to QC Management to ensure proper protocol is followed in a timely manner.
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Familiarize and review all policy and procedure (P&Ps) updates on Bank policy, BSA/AML KYC policies on Bank intranet as frequently as necessary in order to proactively identify opportunities to improve the quality of reviews.
- Assist with research on various reports and projects as needed.
- Perform duties & responsibilities specific to department functions & activities, and other duties & responsibilities as required or assigned by Management.
- Cross-train with Preferred Bankers and Client Services staff to have a well- rounded understanding of the bank’s deposit products and related transactions to provide back-up assistance as needed, including having a clear grasp of BSA/AML/KYC policies and procedures.
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Provide oversight to ensure compliance with BGB and regulatory requirements on
- Deposit Documentation (Account change requests, KYC requests from BSA/ AML)
- Regulatory Documentation (KYC, disclosures, review)
- Ensure documents imaged are uploaded with quality
- Identify any rejects/issues with Imaging/FP and escalate to QC Supervisor
- Other tasks related to account documentation as assigned to support the team
- Additional responsibilities include the following: 1) adhering to and complying with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT Act, etc.), 2) adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting potential suspicious activity to the BSA/AML Officer, and 5) knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank.
- Critical features of this job are described under the items above. They may be subject to change at any time due to reasonable accommodation or other reasons. This job description reflects management’s assignment of essential functions; it does not prescribe or restrict the tasks that may be assigned. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.
You could be a great fit if you have:
- The successful candidate will be someone who can demonstrate the ability to coordinate multiple priorities, successfully resolve complex matters, easily understand processes/workflows, identify risks, and effectively tailor their communication (written/verbal) to their audience in a clear and concise manner. A bachelor's degree in addition to at least 2-4 years’ experience in banking or an equivalent industry is preferred. Complete knowledge of banking platforms used by the bank – OSI/Total Plus, Flightpath, OnBase, Ephesoft Scanning, Outlook, Adobe Acrobat, MS Office, etc.
- Team player
- Provides extraordinary service
- Furthers the First Republic Bank culture and values
Job Demands
- The ability to learn and comprehend basic instructions; understand the meanings of words and respond effectively; and perform basic arithmetic accurately and quickly.
- Vision must be sufficient to read data reports, manuals and computer screens.
- Hearing must be sufficient to understand a conversation at a normal volume, including telephone calls and in person
- Speech must be coherent to clearly convey or exchange information, including the giving and receiving of assignments and/or directions.
- Position involves sitting most of the time, but may involve walking or standing for brief periods of time.
- Must be able to travel as position requires.
- May be required to lift 25-50lbs.
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Common goals, uncommon potential
The Analyst has the opportunity to assist the construction and commercial lending team in evaluating, underwriting, monitoring and maintaining new and existing loans including 1-4 family properties, multifamily properties, mixed-use properties and construction projects. This involves reviewing applications, underwriting recurring income and post loan liquidity, obtaining due diligence, preparing credit narratives and following up during the credit approval process, closing transactions and post-closing follow-up.
What you’ll do as a Construction & Commercial Real Estate Analyst:
- Evaluate prospective real estate opportunities by analyzing construction budgets for hard and soft costs, property cash flows (current and future), rent rolls, locations, property types (residential, multifamily, retail, office), requested loan terms and all other information available.
- Spread and analyze current and proposed property operating statements and/or tax returns and have a complete understanding of cash flow reports, financial ratios, trends, etc.
- Spread personal financial statements and tax returns and be proficient in K-1 and cash flow analysis. Analyst must be able to identify recurring and non- recurring sources of cash flow, global cash flow from real estate, the subject property’s ability to cover debt service and ability of client/guarantor to support the property.
- Underwrite real estate credit narratives for new loans as well as for renewals, modifications and short-term extensions. This includes financial and risk analysis, purpose of loan, repayment sources, collateral, financial & reporting covenants, tenant analysis, and sponsor and project team summary.
- Run credit reports on companies and individuals to assist in the analysis process. Conduct research on specific industries/companies and due diligence on sponsors and guarantors to assist team.
- Conduct site inspections on real estate property to ensure property is well-maintained and is operated in accordance with industry practice.
- Review documentation for consistency and accuracy of Credit Narratives. This requires working with the Borrower, Commercial Loan Operations, Closing Department and outside legal counsel.
- Create and maintain all loan and credit files. Must be able to take responsibility of the credit file used in approving each loan.
- Assist and work with clients on all levels of the relationship, including: loan advances and payments, collecting loan and legal fees, calling on delinquencies, assisting clients with various loan and deposit related inquiries, etc. Remedy or submit requests to the proper departments and follow up to ensure timely execution.
- Responsibilities include the following: 1) adhering to and complying with the applicable, federal and state laws, regulations and guidance, including those related to Anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.) 2) adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting suspicious activity to the AML Officer, and 5) knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank.
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Common goals, uncommon potential
As an Accounting Operations Senior Associate, Alternative Investments, on our Los Angeles-based Private Investments team, you’ll have the opportunity to use your knowledge of generally accepted accounting principles in a role that focuses on activities surrounding the core operations of our alternative investment business and fund processing.
What you’ll do as an Accounting Operations Senior Associate, Alternative Investments:
- Assist with the preparation and review of private funds’ financial statements and complete Net Asset Value packages as required each month or quarter to ensure that client reporting is carried out accurately and efficiently.
- Coordinate and collaborate with the Financial Statement Auditors working with the private funds.
- Assist in the Treasury functions of the private funds, including cash management and use and maintenance of lines of credit.
- Participate in the review and reconciliation of investor subscriptions and redemptions in the funds.
- Work closely with third-party fund administrators to oversee and monitor their operation.
- Communicate with the client servicing team and the fund administrators about any questions or issues that may arise.
- Review and reconcile investor records.
- Communicate with underlying fund managers.
- Help manage and enforce the team’s policies and procedures, and assist in the assessment, review and improvement of these policies and procedures.
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The PBO Preferred Banker is responsible for providing quality customer service, cross-servicing banking products, and maintaining branch operations along with the Assistant Branch Manager.
What you'll be doing as a PBO Preferred Banker:
- Offer to our clients a full range of Bank’s products through in-depth knowledge, and consistently provide service and products based on client needs
- Establish and maintain professional relationships with customers to ensure repeat and referral business
- Provide high-level customer service to current and potential customers
Branch Support
- Process customer transactions according to branch policies and procedures
- Prepare and balance daily work, bank deposits, ATM and Night Depository
- File and maintain bank records in compliance with branch policies and procedures
- May provide assistance to other branches as needed
Compliance
- Responsibilities include the following: 1) adhering to and complying with the applicable, federal and state laws, regulations and guidance, including those related to Anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.) 2) adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting suspicious activity to the AML Officer, and 5) knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank
What skills you will use:
- College degree preferred
- Previous banking or retail service experience with a strong emphasis on sales, customer service, new accounts, and computer skills
- Existing client portfolio desired
Job Demands
- Vision must be sufficient to read data reports, manuals and computer screens
- Hearing must be sufficient to understand a conversation at a normal volume, including telephone calls and in person
- Speech must be coherent and articulate to clearly convey and exchange information
- Position involves sitting most of the time, but may involve walking or standing for brief periods of time
- Must be able to travel in a limited capacity
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Responsible for assisting RM with day to day duties which may include a variety of analytical and customer service oriented tasks. The position represents a liaison between RM and Private Banking Officers, lending personnel and clients. Responsibilities include but not limited to preparing pre-approval letters, responding to client inquires, and identifying cross sell opportunities to the RM.
What you’ll do as a RM Support Specialist:
Support the loan process:
- Prepare pre-approval letters
- Gather loan documentation on the “needs list”, request missing items from clients
- Set up initial loan file and input data into Power Lender
- Identify cross sell opportunities to the RMD
- Pulls Credit via CBC when applicable
Provide excellent customer service:
- Follow-up with clients to ensure loan files proceed in timely fashion
- Respond to client inquiries
- Follow-up with delinquent clients
- Mail out loan applications
- Respond to incoming calls
Assist with special marketing projects:
- Coordinate distribution of marketing mailers
- Contact customers to explain new marketing campaign
Provide administrative support:
- Mail out realtor rate sheets
- Prepare cross-selling opportunity reports and distribute as necessary
Responsibilities include the following: 1) adhering to and complying with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT Act, etc.), 2) adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting potential suspicious activity to the BSA/AML Officer, and 5) knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank.
What skills will you use:
- Strong interpersonal and communication skills
- Excellent computer skills
- Provides extraordinary service
- Furthers the First Republic Bank culture and values
- Strong working knowledge of MS Word / MS Outlook / MS PowerPoint/ MS Excel.
Required: High School Diploma; Minimum 2 years of customer service experience with an emphasis on building customer relationships and providing excellent customer service.
Preferred: College degree.
Job Demands:
- The ability to learn and comprehend basic instructions; understand the meanings of words and respond effectively; and perform basic arithmetic accurately and quickly.
- Vision must be sufficient to read data reports, manuals and computer screens.
- Hearing must be sufficient to understand a conversation at a normal volume, including telephone calls and in person.
- Speech must be coherent to clearly convey or exchange information, including the giving and receiving of assignments and/or directions.
- Position involves sitting most of the time, but may involve walking or standing for brief periods of time.
- Must be able to travel as position requires.
- May be required to lift up to 15 lbs.
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An encouraging culture that invests in you
As an Associate with Eagle Lending, you’ll have the opportunity to build a career in financial services, work with clients to help them achieve their financial goals and learn more about business development and credit. You’ll support our Account Executives (AEs) as they develop their clients’ plans using our suite of lending products. Your responsibilities will include monitoring new and existing loans in the pipeline, advising on additional lending opportunities, creating reports, and ensuring that loan packages are complete for underwriting. This is a highly collaborative and cross-functional role, and you will interact with many different levels and departments across the Bank. We’ll provide you with the guidance, encouragement and training you need to help you be successful in this position.
What you’ll do as an Associate:
- Provide support for AEs and their books of clients by helping families, individuals and businesses plan their financial futures and meet their financial goals through the Bank’s deposit services, lending products, and wealth management products and services.
- Discuss individuals’ financial concerns and needs and explain how our suite of products and services can present potential solutions.
- Assist in managing AEs’ pipeline of client transactions in process, vet and complete the initial analysis of new applicants, and respond to ad hoc client requests.
- Assist the Directors with the relationship management and cross-selling of Professional Loan Program clients.
- Create and maintain client interaction reports.
- Develop your professional skills and knowledge.
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Common goals, uncommon potential
The Lending Strategy, Product & Sales Department of First Republic Bank provides pricing to the Bank, establishes and maintains relationships with potential loan purchases, sells any and all loan assets for the Bank, creates loan products, monitors the mortgage market, and works with Relationship Managers, Loan Teams, and Executive Loan Committee in order to facilitate the origination of residential, multifamily, and commercial real estate mortgages.
What you'll do as a Senior Analyst:
- Maintain and develop analyses pertaining to the loan portfolio
- Provide timely delivery of formalized reports in addition to ad-hoc reports and analysis
- Disseminate relevant financial news and market color to the department, Loan Teams and other bank employees
- Secure and verify terms of confirmation of sale from investor and distribute to the appropriate departments
- Enhance existing processes through efficiencies such as sourcing improvements, automation, and migration to production solutions
- Assist in on-going investor relationship management and new business development efforts
- Develop detailed documentation of processes and procedures pertaining to operational functions
- Assist with any and all projects as needed for the Department (i.e. software implementation, changes to loan programs, and departmental changes due to regulatory requirements) when necessary.
- Perform duties & responsibilities specific to department functions & activities.
- Performs other duties & responsibilities as required or assigned by supervisor.
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What you’ll do as a Data Services Developer:
- Design and development of Data Warehouse/Data Mart. Be able to develop a project through its entire lifecycle
- Build distributed backend application in the cloud.
- Understand repeatable automated processes for building the application, test it, document it, and deploy it at scale
- A desire to work as part of a growing, fast-paced, and highly-flexible team. Ability to quickly learn new technologies and adapt to a fast-paced development environment
- Work closely with Database Administrators and Data Integration (ETL) developers resulting in effective data driven solutions
- Work closely with, and incorporate feedback from, product designers and other stakeholders in the company
- Establish quality processes to deliver a stable and reliable solution
- Complex SQL, stored proc development
- Understand the project proposal and assist the team in analyzing how the new system or functionality can be integrated in the current environment.
- Ability to identify and resolve any performance and/or data related issues
- Provide documentation (Data Mapping, Technical Specifications, Production Support, data dictionaries, test cases, etc.) for all projects
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What you’ll do as a Client Relationship Manager:
- Support the loan process:
- Prepare pre-approval letters
- Send out initial loan application and needs list
- Gather loan documentation on the “needs list”, request missing items from clients
- Provide excellent customer service:
- Mail out loan applications
- Respond to incoming communications and direct client inquiries to ensure proper resolution
- Answer general loan servicing questions
- Assist with special marketing projects:
- Coordinate distribution of marketing mailers
- Coordinate client event invitation lists
- Contact customers to explain new marketing campaign
- Coordinate broker opens
- Assist with special projects and events
- Provide administrative support:
- Mail out realtor rate sheets
- Complete expense reports
- Assist with products per client linkage
- Increase RM’s efficiency through tasks specified by RM
