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What you’ll do as a Associate, Contract Management
- Coordinate and contribute to all stages of contract lifecycle including RFP preparation, contract review, negotiation, maintenance and termination
- Manage contractual and business relationship with vendors
- Develop, structure and negotiate legal and business terms and conditions including price negotiations
- Comfortable advocating on behalf of the business and negotiating with counsel
- Report on the status of contract management on an ongoing basis
- Develop and maintain working relationships across lines of business and with technical, audit, compliance, security and legal teams as required
- Use vendor management system to manage contract documents which requires: understanding of contracts and key terms and conditions that are common to various types of agreements including but not limited to software, hardware, professional services and consulting services agreements
- Work in a self-directed, collaborative, and constructive manner with team members, the business unit, and our internal stakeholders
- Understand the requirements of working in a regulated environment and the controls that are necessary to be successful in the financial services industry
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What you'll do as a Credit Manager, Special Assets:
- Ensure stability of ongoing Eagle portfolio, including monitoring existing credit facilities trends as well as for financial and reporting covenant compliance. Anticipate problem loans and work with Credit Administration to take appropriate action. Coordinate credit waivers, amendments, and policy updates with Credit Administration department.
- Oversee risk program, including assisting department management in tracking Eagle program risk and portfolio objectives and activities. Respond to questions on program performance, prepare monthly internal reports and respond to internal inquiries regarding performance and program activities
- Monitor Delinquency/Default of both individual borrowers and of the portfolio as a whole. Manage and monitor reports monthly and track overall levels of delinquency. Provide information on the status of loan payments of current clients monthly, and assist in collection and provide post-loan technical assistance.
- Identify and determine proper course of action for exception situations that arise. Recommend loan modifications, requests for restructures and termed-out lines of credit. Recommend appropriate risk ratings and reserves for restructured loans. Negotiate mutually acceptable loan restructures between client and bank. Work with Loan Monitoring Group to establish financial reporting monitoring practices and procedures.
- Complete daily monitoring of loan Delinquency Reports, monthly covenant /agreement exceptions reports, identify and provide status updates for high risk credits to Credit Administration and Business Banking senior management
- Manage Eagle Lending special asset activities, including Loan workouts, bankruptcy filings. Coordinate interaction with legal counsel regarding documentation and monitoring of legal efforts related to Eagle loans sent to outside counsel for collection. Coordinate recommendations/ acceptances for legal settlements.
- Oversee annual review and loan covenant compliance process: ensure that client compliance with loan covenants is monitored, including an annual covenant compliance review. Manage any changes through loan workouts and other negotiation with clients.
- Perform Duties and responsibilities specific to department functions and activities
- Perform other duties and responsibilities as required or assigned by manager.
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What you’ll do as an Administrative Assistant:
Under general supervision and acting on own initiative and direction, responsibilities include, but are not limited to:
- Providing administrative support to attorneys
- Managing daily workflow, and maintaining individual and team calendars, coordinating and setting up meetings, and arranging logistics (conference rooms, audio bridge lines, video conference system).
- Coordinating travel and related activities, including timely preparation and submission of expense reports.
- Creating and implementing filing system to manage document and record storage.
- Handling general team needs, such as ordering and maintaining office supplies, sorting and distributing incoming mail, photocopying and scanning documents, and making catering arrangements as requested.
- Reviewing and processing legal invoices and contracts.
- Assisting with interview scheduling, onboarding and integration of new hires.
- Providing support to attorneys with legal functions
- Assisting with document preparation (preparing memos, agendas, presentations, meeting notes, and letters), editing and distributing documents, and drafting and reviewing agreements.
- Handling incoming and outgoing correspondence and communications.
- Assisting with document requests from internal/external parties and perform document redactions. Provide input and suggestions for process improvements.
- Leading and managing projects, as assigned by attorneys.
- Providing backup for other Admins in various situations.
- Performing duties and responsibilities specific to department functions and activities and other duties and responsibilities as required or assigned by supervisor.
Responsibilities include the following: 1) adhering to and complying with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT Act, etc.), 2)adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting potential suspicious activity to the BSA/AML Officer, and 5) knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank.
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What you’ll do as a Sr. Commercial Loan Specialist:
- Write loan narrative workbooks which include the analysis of client financials and a variety of income property including but not limited to multi-family, commercial, and mixed-use properties. The underwriting entails analyzing and summarizing appraisals, rent rolls, leases, and property cash flow to evaluate operating performance, trends, and risks. It also entails analyzing borrower tax returns (business and personal returns), financial statements, real estate schedules, liquidity positions, financial ratios, recurring sources of cash flow, and client ability to service debt.
- Size and qualify loans for approval and present deals to Executive Loan Committee (ELC). Collaborate with Relationship Managers (RMs), Client Service Specialists (CS), ELC, and clients to help determine loan structure, loan amounts, and products.
- Organize all financial documentation and compile/review loan files for completeness, identify missing documentation, and generate needs lists for clients and RMs.
- Identify and report to RMs any risks related to loan collateral and/or client financial state.
- Complete basic loan processing, such as opening escrow and title, ordering appraisals and environmental reports, entering loans on the system and locking interest rates.
- Manage loans through closing and funding stage. Work with escrow to satisfy all conditions and coordinate closings.
- Update Maturity Report and Assist Loan Monitoring Group with collecting any financial information needed for financial covenants.
- Manage constant deal flow and prioritize to ensure loans close on time with high degree of accuracy in a deadline-oriented environment.
- Analyze each loan file, ensuring the narrative workbook/credit memo, appraisal(s), application, preliminary title report and verifications meet secondary market and First Republic Bank loan program criteria and are accurately documented.
- Work positively and proactively with all members of the team.
- Cross trains other team members, when applicable.
- Perform duties & responsibilities specific to department functions & activities.
- Performs other duties & responsibilities as required or assigned by supervisor.
- Responsibilities include the following: 1) adhering to and complying with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT Act, etc.), 2) adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting potential suspicious activity to the BSA/AML Officer, and 5) knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank.
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Common goals, uncommon potential
The Client Experience Associate is responsible for: answering & directing all incoming calls to corporate office general numbers; greeting & directing guests arriving or leaving. Distribute incoming faxes and deliveries. Scheduling conference rooms and bridge lines for associates. Maintaining the lobbies and conference rooms in a neat and orderly manner. Assisting with special projects, as needed. Must be highly customer service oriented and able to courteously and helpfully assist customers, vendors and any individuals contacting the company.
What you’ll do as a Client Experience Associate:
- Create a memorable customer service experience for current and potential clients, and provide ongoing support to internal colleagues.
- Responsible for answering and directing incoming calls and greeting clients/guests
- Responsible for distributing mail, courier packages, and other shipments.
- Assists associates with scheduling conference rooms and bridge-lines.
- Spot checks conference rooms and lobbies throughout the day to ensure environments are tidy and clean for guests.
- Performs opening & closing procedures for the front desk. Performs security watch during business hours for all parties entering the office.
- Assists with small projects/tasks for local managers.
- Perform duties & responsibilities specific to department functions & activities.
- Performs other duties & responsibilities as required or assigned by supervisor.
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Commonn goals, uncommon potential
The Administrative Assistant is to provide administrative support to the Sand Hill Business Banking team while leading client experiences for the Sand Hill office.
What you'll do as an Administrative Assistant:
- Maintain Senior Managing Director calendars, including but not limited to; heavy scheduling, sending invitations, and arranging meeting space/video conference.
- Maintain and process expense receipts and reports on a monthly basis at a minimum.
- Manage all logistics for external and internal events within the Sand Hill Business Banking team while working closely with Marketing.
- Assist in project management related to sales and relationship development opportunities
- Responsible for answering telephones and transferring as appropriate; taking messages; and/or assisting directly when necessary.
- Perform general clerical duties including, but not limited to, photocopying, faxing, scanning, mailing, filing, uploading documentation to proper sources including shared networks and/or programs. Utilize external logistics services as appropriate.
- Greet clients, prospects and visitors. Direct and accompany to appropriate conference rooms. Coordinate meetings and conferences, including ordering food, and setting up and taking down the room.
- Coordinate all travel arrangements for Business Bankers (air; rail; hotel; car service, etc.).
- Assist Team as necessary with document preparation, including editing, formatting and distribution of documents.
- Lead and manage team pipelines and projects, including research as appropriate and directed.
- Expected overtime due to event coverage, or client and project needs.
- Other duties and responsibilities as may be assigned.
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You have ideas. We’re listening.
As an Administrative Assistant, you will have the opportunity to optimize efficiency through effective administrative support, including interacting with various departments as a liaison for Loan teams or management.
What you’ll do as an Administrative Assistant:
- Prepare and present data as needed to various levels of staff, including senior and C-level management.
- Prepare memos, letters, and other documents and reports for internal and external distribution.
- Coordinate and facilitate meetings, including gathering and preparing agendas and other materials, arranging communications logistics as necessary (remote or otherwise), and taking minutes.
- Handle incoming phone calls, internal and external, as well as all other forms of incoming and outgoing correspondence.
- Schedule appointments and maintain a calendar for the manager, including making travel and hotel arrangements.
- Handle copying, filing and organizing, and distribution of various reports and documents.
- Submit expense reports, sponsorship requests and check requisitions.
- Create and maintain client and prospect address lists for marketing mailings and various other mailers.
- Make catering arrangements for team and vendor meetings as requested.
- Order office and marketing supplies and create marketing packages.
- Engage directly with all levels of external clients and prospects as well as internal team members, including senior executives.
- Lead and manage special projects as they arise on behalf of the manager.
- Act as a liaison for the Loan team and Relationship Managers in the absence of the manager.
- Navigate the organizational infrastructure to solve problems.
- Provide input and suggestions for process improvements.
- Assist with the recruiting and integration of new hires.
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The Communications Specialist will be responsible for supporting the Senior Director of Communications in creating and managing communications plans and marketing resources related to initiatives and the products and services of First Republic Bank, as well as materials related to supporting senior leadership of the company. This role will include extensive project management, writing and editing of external and internal communications and strategic thinking.
What you'll do as a Communications Specialist:
- Write, proofread and edit a wide variety of communications, including strategic messaging, articles, marketing collateral, thought leadership, presentations, letters, FAQs and talking points
- Support content development for a wide variety of internal and external meetings, including leadership meetings, board meetings and marketing events
- Prepare strategic briefing materials for executive meetings, including client, prospect and internal meetings
- Translate financial, legal and technical terminology into clear, conversational language
- Discover opportunities for new communications and campaigns by staying connected to various First Republic communities and participating in meetings, events, etc. to help spread awareness and information across the company
- Support preparation for and execution of internal events
- Support delivery and communications for company-wide and targeted internal distributions
- Review and evaluate executive speaking opportunities
- Measure and track the results of communications
- Direct external agency partners and other vendors on projects, timelines, budgets and deliverablesBuild strong relationships with business unit partners and cross functional SMEs to brainstorm, plan and accomplish deliverables efficiently
- Build strong relationships with business unit partners and cross functional SMEs to brainstorm, plan and accomplish deliverables efficiently
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See service from a higher perspective.
As a Client Service Specialist, you’ll assist Relationship Managers and Loan Specialists with a variety of day-to-day analytical and customer service activities. In this position, you’ll have the opportunity to act as a liaison between Relationship Managers, Private Banking Officers, Portfolio Managers, and lending team members and clients.
What you’ll do as a Client Service Specialist:
- Support the loan process by issuing preapproval letters, preparing client files, gathering loan documentation, sending loan applications to clients, and assisting with loan processing and some general loan analysis.
- Provide excellent customer service as you follow up with delinquent clients, mail out loan applications and respond to incoming calls.
- Assist with special marketing projects by coordinating the distribution of marketing mailers, contacting customers to explain new marketing campaigns and preparing rate sheets for broker open houses.
- Support RM with construction draw follow up.
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The PBO Preferred Banker is responsible for providing quality customer service, cross-servicing banking products, and maintaining branch operations along with the Assistant Branch Manager.
What you'll be doing as a PBO Preferred Banker:
- Offer to our clients a full range of Bank’s products through in-depth knowledge, and consistently provide service and products based on client needs
- Establish and maintain professional relationships with customers to ensure repeat and referral business
- Provide high-level customer service to current and potential customers
Branch Support
- Process customer transactions according to branch policies and procedures
- Prepare and balance daily work, bank deposits, ATM and Night Depository
- File and maintain bank records in compliance with branch policies and procedures
- May provide assistance to other branches as needed
Compliance
- Responsibilities include the following: 1) adhering to and complying with the applicable, federal and state laws, regulations and guidance, including those related to Anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.) 2) adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting suspicious activity to the AML Officer, and 5) knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank
What skills you will use:
- College degree preferred
- Previous banking or retail service experience with a strong emphasis on sales, customer service, new accounts, and computer skills
- Existing client portfolio desired
Job Demands
- Vision must be sufficient to read data reports, manuals and computer screens
- Hearing must be sufficient to understand a conversation at a normal volume, including telephone calls and in person
- Speech must be coherent and articulate to clearly convey and exchange information
- Position involves sitting most of the time, but may involve walking or standing for brief periods of time
- Must be able to travel in a limited capacity
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See service from a higher perspective.
As a Client Service Specialist, you’ll assist Relationship Managers and Loan Specialists with a variety of day-to-day analytical and customer service activities. In this position, you’ll have the opportunity to act as a liaison between Relationship Managers, Private Banking Officers and lending team members and clients.
What you’ll do as a Client Service Specialist:
- Support the loan process by issuing preapproval letters, preparing client files, gathering loan documentation, sending loan applications to clients, and assisting with loan processing and some general loan analysis.
- Provide excellent customer service as you follow up with delinquent clients, mail out loan applications and respond to incoming calls.
- Assist with special marketing projects by coordinating the distribution of marketing mailers, contacting customers to explain new marketing campaigns and preparing rate sheets for broker open houses.
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What you’ll do as a Client Experience Associate:
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Create a memorable customer service experience for current and potential clients, and provide ongoing support to internal colleagues.
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Responsible for answering and directing incoming calls and greeting clients/guests.
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Responsible for distributing mail, courier packages, and other shipments.
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Establish and maintain business partner relationships with outsourcing vendors, service providers, suppliers, Information Systems staff, and department heads.
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Provide leadership to ensure Administrative Services issues/problems are resolved and escalated in a timely, cost-effective manner.
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Maintain marketing and brochure supply for PBO/Preferred Banking, and orders supplies for the office as needed.
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Spot checks conference rooms and lobbies throughout the day to ensure environments are tidy and clean for guests.
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Coordinate physical access to the office (ID badges/alarm codes) for employees and vendors.
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Assist with small projects/tasks for local managers.
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Perform duties & responsibilities specific to department functions & activities.
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Performs other duties & responsibilities as required or assigned by supervisor.
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Responsibilities include the following: 1) adhering to and complying with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT Act, etc.), 2) adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting potential suspicious activity to the BSA/AML Officer, and 5) knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank.
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What you’ll do as a Vice President, Senior Credit and Risk Officer:
- Maintain Credit Risk Management Policy and Lending Standards (together, "Loan Policy"). Duties include: partnering with Credit Administration Leadership, Credit Approval Leadership, and related parties on amendments to Loan Policy, maintaining related change logs, and managing the approval submission process (Board: Credit Risk Management Policy; CERM and/or the Board: Lending Standards).
- Ensure stability of ongoing Eagle Lending portfolio, including monitoring existing credit facilities trends as well as for financial and reporting covenant compliance. Anticipate problem loans and workouts with Credit Administration to take appropriate action. Coordinate credit waivers, amendments, and policy updates with Credit Administration department.
- Oversee loan risk program, including assisting department management in tracking loan portfolio objectives and activities. Respond to questions on program performance, prepare monthly internal reports and respond to internal inquiries regarding performance and program activities
- Oversee the Credit and Risk team in Eagle Lending and ensure appropriate risk controls and responses are developed.
- Play a key role in both internal and external audits and exams of the Eagle Lending portfolio.
- Act as a liaison between Eagle Lending and Credit Approval to ensure we have sufficient resources to approve loans.
- Develop and improve efficiencies and process in portfolio monitoring/review including but not limited to annual reviews, maturing loans, risk rated 4 loans(RR4’s), modifications, adverse action and CRA trends.
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Common goals, uncommon potential
As a Client Service Associate, you’ll serve as the first point of contact for clients or prospects. You’ll be called upon to provide a wide range of sales, service, administrative and relationship management support to assigned wealth advisors and investment professionals across our teams.
What you’ll do as a Client Service Associate:
- Oversee client interaction, participate in client meetings, manage communication through telephone and email, prepare presentations for clients, process transactions and provide product and marketing support.
- Research and respond to inquiries for our high net worth clients; escalate issues as appropriate.
- Act as the liaison between the investment professional and client and the Private Wealth Management middle office functions, such as client services, trading, portfolio management, billing and fee support, performance and trust.
- Handle administrative tasks, assist with phone calls to prospects and clients, manage meeting logistics, submit business expense requests, schedule appointments and distribute mail.
- Place equity, mutual fund and fixed income trades for brokerage clients; as necessary, utilize custodial websites, CRM client database and APX portfolio management system.
- Assist with completion and transmission of transaction documents and communicate with operations/billing/internal departments/First Republic Securities Company and other custodians regarding transaction-processing follow-up.
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1. Provide direct phone and email support for Account Analysis (AA), using effective communication skills (written and verbal) to assist bankers and internal clients
A. Assist in processing high volume of AA requests (via phone and email) within required deadlines (usually 2 business days or less).
B. Serve as backup to your AA team members.
C. Assist with month-end processing and meeting all required deadlines of the month-end close.
D. Research and resolve internal, banker and client requests for all analyzed account inquiries.
2. Work closely with Analysis team members on analysis projects, system updates and training.
3. Perform routine responsibilities with limited supervision.
4. Work closely with management to ensure customer SLAs for phone and email requests are met.
5. Assist in providing complex ad hoc reports for management.
6. Support the team in meeting daily and monthly deadlines.
7. Maintain continued knowledge of current bank and regulatory policies and procedures and ensure compliance.
8. Perform duties & responsibilities specific to department functions & activities.
9. Performs other duties & responsibilities as required or assigned by manager.
10. Responsibilities include the following: 1) adhering to and complying with all applicable, federal and state laws, regulations and guidance, including those related to Anti- Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT Act, etc.), 2) adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting potential suspicious activity to the BSA/AML Officer, and 5) knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank.
Critical features of this job are described under the items above. They may be subject to change at any time due to reasonable accommodation or other reasons. This job description reflects management’s assignment of essential functions; it does not prescribe or restrict the tasks that may be assigned. Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.
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See service from a higher perspective.
As a Senior Loan Analyst, you will have the opportunity to process and underwrite single-family residential mortgage loans while providing an exceptional client experience. You will analyze complex tax returns and financials and assist in completing the loan process from start to finish. After you’ve developed a strong comfort level with the residential loan process, you’ll have the opportunity to learn apartment and commercial property loan analysis and processing.
What you’ll do as a Senior Loan Analyst:
- Communicate with clients, providing excellent customer service and ensuring that the client relationship is maintained at the highest possible level.
- Analyze and process each loan file, ensuring that the Loan Approval Worksheet, loan narrative (if applicable), appraisal, application, preliminary title report and verifications meet secondary market and First Republic loan program criteria and are accurately documented and complete.
- Underwrite the income sources, collateral and credit quality of residential loan applications. This includes analysis of personal and business income tax returns, tax schedules and financial statements.
- Prepare loan files for funding by reviewing the analysis for accuracy.
- Complete the Request for Documents form to ensure that all regulatory information and loan terms are accurately entered into the computer system to meet compliance requirements.
- Complete Know Your Client regulatory data for all loan types.
- Follow the lending guidelines from the Federal National Mortgage Association and nonconforming secondary market investors, along with other industry regulations.
- Prepare prequalification and/or commitment letters for loan officer review.
- Learn the Bank’s loan pricing matrix and become comfortable engaging with clients to confirm and discuss our loan programs.
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Reporting to the Head of CPI, this role will be responsible for overseeing the assessment and prioritization of the opportunities identified, managing the execution of all improvement initiatives, introducing and implementing new technology to support the evolving needs of the organization, owning all aspects of reporting and communication for each of the initiatives and the overall program, and promoting colleague engagement through raising awareness and relationship building activities.
In partnership with colleagues across the Bank, this individual will help identify opportunities for enhancement as well as feasible operational solutions that strongly align with and further the organizations’ culture and client-centric model. The role will be responsible for working together with the broader CPI Team to understand requirements and define solution design in close cooperation with stakeholders. This role will also ensure solutions meet business and technical requirements, are maintainable and scalable and meet stated performance benchmarks – in terms of client service, banker and stakeholder expectations, risk management and operational efficiency.
This individual will co-manage a team of Program Directors that are subject matter experts, technologists, and business analysts who share the objective of enhancing the day-to-day activities of their colleagues across the Bank. The position requires thoughtful and capable leadership focused on being a steward of the CPI culture at the Bank, advising the business with strategic and impactful solutions, and ongoing communications on change management to the enterprise. This role will also focus on maintaining high team morale, reinforcing clarity of mission, strategy and approach, and understanding, shaping and meeting career goals/objectives of team members.
This is a perfect opportunity to make a tremendous difference in a dynamic, fast-paced, growing organization that is committed to leveraging technology and workflow solutions across the enterprise in order to continue to deliver extraordinary service to our clients and to each other.
What you’ll do as an Vice President, CPI:
- EXECUTE on improvement initiatives – own all aspects of the framework:
- Identify and prioritize opportunities through business line collaboration and a crowd-sourcing platform to gather ideas from across the organization
- Work collaboratively to design solutions that enhance client and banker experience, are in line with the organizations’ cultural and client-centric objectives, are scalable, and enhance operational efficiency while managing risk
- Run the communication and socialization of the enhancements – at the initiative level as well as at the program level
- Develop and deploy reporting to demonstrate success of the improvements – e.g. hours saved, SLA enhancements, adoption rates, feedback surveys etc.
- Act as a senior advisor to provide added value collaboration with the business and executive leaders to ensure that initiatives prioritized and solutions identified are in line with the overall objective and planned strategy of the organization
- Explore and implement new technologies within the Bank with a focus on operational efficiency – in partnership with the technology teams and the business. If feasible – build a team/center of excellence to propagate the technology thoughtfully across the organization
- Drive engagement of CPI across the Bank by supporting business partners who are fostering their own initiatives or hubs of improvement and encouraging business partners’ collaboration with ongoing improvement initiatives to further enhance the organization’s culture of innovation.
- Perform duties & responsibilities specific to department functions & activities.
- Perform other duties & responsibilities as required or assigned by supervisor.
Responsibilities include the following: 1) adhering or complying with all applicable federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT Act, etc.), 2) adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting potential suspicious activity to the BSA/AML Officer, and 5) knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank.
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What you will do as a Residential Loan Closing Administrator:
- Prepare and review loan closing and funding documentation in an accurate and timely manner for a range of SFR 1-4 loan products:
- Modestly complex borrower entities
- Detached, condo and co-op property types
- Permanent and line of credit purposes
- Work with internal business partners at various levels to research and resolve transaction concerns
- Complete prefunding and assist post-closing with any closing errors/corrections as necessary
- Maintain current knowledge of lending products, services, systems, and processes in order to provide expert and up-to-date client service
- Recognize issues that demand escalation, determine the appropriate Bank contact, and act as liaison between the client and relevant group(s) in order to successfully resolve issues
- Perform duties and responsibilities specific to department functions and activities or as assigned by supervisor
- Responsibilities include the following: 1) adhering to and complying with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT Act, etc.), 2) adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting potential suspicious activity to the BSA/AML Officer, and 5) knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank
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Responsible for ensuring that all residential loans and are analyzed, underwritten and processed in a timely manner while achieving a high level of client service and maintaining all regulatory requirements. Responsibilities primarily focus on financial analysis, underwriting and relationship management. Individual must have extensive mortgage underwriting experience and a thorough understanding of the loan process from beginning to end.
What you’ll do as a Senior Loan Specialist:
- Underwrite complex home loans and HELOCs for high net worth borrowers.
- Analyze each loan file, ensuring the Loan Approval Worksheet (LAW form), loan narrative (if applicable), appraisal(s), application, preliminary title report and verifications meet secondary market and First Republic Bank loan program criteria and are accurately documented.
- Review loan files within the company’s paperless system for completeness and proper classification/organization and identify missing documentation or potential problems and generate needs lists for clients, Relationship Managers and Client Services Specialist.
- Reviews applications and all pertinent disclosures to ensure compliance with all Federal, State, investor requirements and bank policies are met and upheld
- Communicate with Relationship Managers, and Client Service Associates on collecting information and documentation necessary to finalize incomplete loan packages
- Maintains knowledge of loan product guidelines, internal policies and procedures, and regulatory requirements.
- Maintains an open line of communication and correspondence between involved parties. This includes and is not limited to Borrower, Escrow, Title, ELC, RM, Closer, Funder, Appraisal Desk, Rate Lock Desk, Investor Support Desk and third party vendors.
- Manage loans through closing and funding stage. Work with escrow to satisfy all conditions and coordinate closings
- Ability to meet productivity expectations in a fast paced, high volume environment with pipeline and conditions management, while maintaining good quality and client satisfaction results
- Cross trains other team members, when applicable.
- Perform duties & responsibilities specific to department functions & activities.
- Providing excellent customer service and ensuring the customer relationship is maintained and the highest possible level
- Performs other duties & responsibilities as required or assigned by supervisor.
- Responsibilities include the following: 1) adhering to and complying with the applicable, federal and state laws, regulations and guidance, including those related to Anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.) 2) adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting suspicious activity to the AML Officer, and 5) knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank.
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Additionally you will:
- Perform clerical functions as needed:
- Complete assigned tasks in order to support day-to-day departmental operations.
- Complete document transmission activities (mailing, faxing, etc.) as required.
- Perform related loan processing duties that may extend to other departments within Lending Services.
- Ensure proper document storage and retrieval processes are in place and followed appropriately.
- Perform duties & responsibilities specific to department functions & activities or as assigned by supervisor.
- Responsibilities include the following: 1) adhering to and complying with all applicable, federal and state laws, regulations and guidance, including those related to Anti-Money Laundering (i.e. Bank Secrecy Act, USA PATRIOT Act, etc.), 2) adhering to Bank policies and procedures, 3) completing required training, 4) identifying and reporting potential suspicious activity to the BSA/AML Officer, and 5) knowing and verifying the identity of any customer(s) that enters into a relationship with the Bank.
